750 fico, condo, wisconsin

With a 750 credit score and a condo in Wisconsin, you qualify for multiple non-QM loan programs across all major lenders in our platform. Condos and Wisconsin properties are eligible for these programs, and your credit score exceeds minimum requirements.

Here is a summary of available lenders and their key programs for your scenario:

Lender	Key Programs (Examples)	Notes on Condo & Wisconsin Eligibility
FundLoans	Aspire X, Montage Prime, Spectrum+, Spectrum No Ratio, Aspire, Apex Prime	Condos must be warrantable in some programs; Wisconsin fully eligible
AmWest	Advantage Investor Plus, Investor Advantage, Bank Statement Advantage, Asset Qualifier, AmWest Advantage One, Advantage	Mostly warrantable condos; non-warrantable condos require approval; Wisconsin eligible
A&D Mortgage	Prime, Super Prime, Prime Jumbo, DSCR (No DTI), Foreign National Full Doc, Closed-End Second Lien	Flexible condo eligibility; Wisconsin eligible
Angel Oak	Portfolio Select, Platinum, Bank Statement, HELOC 1st & 2nd Liens, Closed-End Second Lien, Investor Cash Flow	Condos eligible; Wisconsin eligible
Arc Home	Access DSCR, Marquee Jumbo, Access Asset Qualifier, Edge Agency Plus, Access Agency Plus, Elite Agency Plus, etc.	Wide condo eligibility including non-warrantable in some programs; Wisconsin eligible
Champions Funding	Activator FULL & ALT-DOC, Consumer No Ratio, ITIN Activator, Ambassador Second Home, Accelerator DSCR, Super Jumbo	Condos eligible; Wisconsin eligible
Change Wholesale	Investor, Alt Doc Prime, Community Mortgage, Alt Doc Advantage, Alt Doc Expanded, Alt Doc Express	Warrantable and non-warrantable condos with LTV limits; Wisconsin eligible
Axos Bank	Single Family Residential Closed End Second Mortgage, ALT DOC EXPRESS, Expanded Non-QM, Expanded Prime, etc.	Condos eligible; Wisconsin eligible
BluePoint Mortgage	Full/Alt Doc Blue Expanded Flex, iTIN Close Call, DSCR Platinum, DSCR Gold, Closed End Second Mortgage Platinum	Condos eligible with LTV/CLTV limits; Wisconsin eligible
Brokers First Funding	DSCR, Expanded Document, ITIN Matrix, Full Document, Foreign National - Investment Property Only	Condos eligible; Wisconsin eligible

Next Steps

To better tailor recommendations, please provide additional details:

• Loan Purpose (Purchase, Rate/Term Refinance, Cash-Out Refinance)
• Loan Amount or LTV desired
• Occupancy Type (Primary Residence, Second Home, Investment Property)
• Income Documentation Type (Full Doc, Bank Statement, Asset Qualifier, DSCR, etc.)
• Any preference for interest-only or fixed-rate loans

Would you like me to provide detailed comparisons of LTV limits, documentation requirements, or specific program features for any lender or program?

For a borrower with a 750 credit score, condo property in Wisconsin, and a cash-out refinance purpose, multiple lenders offer suitable non-QM loan programs with max LTVs typically ranging from 70% to 85%, depending on the program and documentation type.

Here is a concise summary of key cash-out refinance programs by lender:

Lender	Program(s) & Max LTV for Condo Cash-Out	Loan Amount Range	Income Documentation Types	Notes
FundLoans	Aspire X (75%), Montage Prime (80-85%), Apex Prime (80-85%), Aspire (75%)	$200K - $6M	Full Doc, Bank Statements, Asset Qualifier, P&L	Condo must be warrantable; 2nd home reduces CLTV; Wisconsin eligible
AmWest	Advantage Investor Plus (65%), Investor Advantage (75%), Bank Statement Advantage (75%), Asset Qualifier (75%), AmWest Advantage One (75%), Advantage Program (75%)	Varies, up to $2.5M	Asset Qualifier, Bank Statements, Alt Docs	Mix of owner-occupied, second home, investment; Wisconsin eligible
A&D Mortgage	Prime (70%), Super Prime (80%), Prime Jumbo Full Doc AUS (80%)	Up to $3.5M	Full Doc, Bank Statements, Asset Qualifier	Full doc required; Wisconsin eligible
Angel Oak	Portfolio Select (80%), Platinum (80%), Bank Statement (80%), Closed-End Second Lien (up to 85%)	$75K - $4M	Full Doc, Bank Statements, Asset Qualifier	Reserve requirements vary; Wisconsin eligible
Arc Home	Edge DSCR (65-75%), Access DSCR (65-75%), Access Alt Income (up to 85%), Edge Alt Income (up to 80%), Access Agency Plus (up to 85%)	Varies	DSCR, Full Doc, Alt Income	DSCR programs are business purpose only; Non-Warrantable condos have lower LTVs
Champions Funding	ITIN Activator (75%), Consumer No Ratio (70%), Activator FULL & ALT-DOC (up to 90%), Accelerator FULL & ALT DOC (up to 85%)	$100K - $3M	Bank Statements, Full Doc, Profit & Loss, WVOE	Reserves vary; some no income doc options; Wisconsin eligible
Change Wholesale	Alt Doc Prime (80%), Alt Doc Advantage (75%), Alt Doc Expanded (75%), Alt Doc Express (80%), Investor (75%), Community Mortgage (70%)	$125K - $3.5M	Full Doc, Bank Statements, Asset Qualifier, Profit & Loss	Community Mortgage owner occupied only; Wisconsin eligible
Axos Bank	Single Family Residential Closed End Second Mortgage (80%), ALT DOC EXPRESS (80%), Expanded Non-QM (75-80%), Expanded Prime (80%)	$75K - $3.5M	Full Doc, Alt Doc, Bank Statements	Some programs business use only; Wisconsin eligible
BluePoint Mortgage	Full/Alt Doc Platinum (80%), Full/Alt Doc Silver (75%), DSCR Gold (75%), DSCR Platinum (70%)	Varies	Full Doc, Bank Statements, DSCR	Investment property restrictions; Wisconsin eligible
Brokers First Funding	Expanded Document (80%), Full Document (80%)	$150K - $4M	Full Doc, Bank Statements, Profit & Loss	DSCR and Foreign National programs less favorable for cash-out; Wisconsin eligible

Important Notes:

• Max LTV for cash-out on condos generally ranges from 70% to 85%, with higher LTVs requiring stronger documentation and credit.
• Non-warrantable condos often have lower max LTV limits (typically 65-75%).
• DSCR programs are generally for investment/business purpose loans and have lower max LTVs.
• Reserve requirements and documentation types vary widely by program.
• Wisconsin is eligible for all these programs.
• Some programs allow owner-occupied, second home, and investment occupancy; others are more restrictive.

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Next Steps

To refine recommendations and provide exact program matches, please provide:

• Desired Loan Amount or LTV
• Occupancy Type (Primary Residence, Second Home, Investment Property)
• Preferred Income Documentation Type (Full Doc, Bank Statements, Asset Qualifier, DSCR, etc.)
• Interest-only loan preference (if any)

Would you like me to prepare a detailed comparison table with LTV limits, documentation, and reserve requirements for specific lenders or programs?