Find loans that will work for this scenario: Lien Position: 1st Lien, Loan Purpose: Purchase, LTV: 75%, Loan Amount: $600,000, Income Type: Asset Qualifier, Property Value: $800,000, Citizenship: US Citizen. These are my loan scenario requirements, please recommend programs that will work for this scenario.

You have many loan program options for a 1st lien, purchase, $600,000 loan (75% LTV), Asset Qualifier income, and US Citizenship. All major non-QM lenders on MortgageQ support your scenario.

Below is a summary of eligible programs by lender. All options listed accept Asset Qualifier income, allow 1st lien purchase, and fit your loan amount and LTV.

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Program Comparison Table

Lender	Program Name(s)	Max LTV (Asset Qualifier)	Loan Amount Range	Notes/Links
FundLoans	Montage Prime, Apex Prime	80%	$300,000 – $6,000,000	Montage Prime, Apex Prime
A&D Mortgage	Prime, Super Prime	80% (Prime), 90% (Super)	$100,000 – $4,000,000	Prime, Super Prime
Arc Home	Access Clean Slate, Access Alt Income Asset Utilization, Access Alt Income	80%	$125,000 – $3,000,000+	Access Clean Slate, Access Alt Income
Champions Funding	ITIN Activator	85%	$100,000 – $1,000,000	ITIN Activator
Change Wholesale	Alt Doc Prime, Alt Doc Advantage, Alt Doc Expanded, Alt Doc Express	85–90%	$150,000 – $3,500,000	Alt Doc Prime, Alt Doc Advantage
Deephaven	Expanded Prime, DSCR Borrowing Entity, Non-Prime	80–90%	$100,000 – $3,500,000	Expanded Prime, Non-Prime
Newfi Lending	Sequoia NQM, Sequoia NQM Expanded	80%	$100,000 – $5,000,000	Sequoia NQM, Sequoia NQM Expanded
NQM Funding	Flex Select	80%	$125,000 – $3,500,000	Flex Select
Loan Stream	Core NonQM	80%	Up to $2,000,000	Core NonQM

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Key Points

• All programs above accept Asset Qualifier income and allow 1st lien purchase at 75% LTV.
• Your loan amount ($600,000) and property value ($800,000) are within all program limits.
• US Citizens are eligible for all listed programs.
• Some programs (e.g., A&D Super Prime, Change Alt Doc Prime) allow even higher LTVs, but you are well within their guidelines.

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Next Steps

• If you want to narrow down options, please provide:
  • Property type (SFR, condo, 2-4 unit, etc.)
  • Credit score
  • Property state
  • Occupancy type (primary, second home, investment)
  • Prepayment penalty preferences

Would you like a more detailed comparison of any specific programs or help choosing the best fit for your needs?