who does a dscr loan on a log cabin to 60% ltv with a dscr of 1.0

Yes, A&D Mortgage and UWM offer DSCR loans for log cabins with a DSCR of 1.0 and up to 60% LTV.

A&D Mortgage

• Program: Investment Property / DSCR / Foreign National Program
• Details: Supports DSCR loans for investment properties, including unique property types like log cabins. Allows a DSCR of 1.0 and up to 60% LTV.

UWM

• Programs:
  • Investor Flex 30-Year Fixed - Orange
  • Investor Flex 30-Year Fixed - Pink
  • Investor Flex 30-Year Fixed - Blue
  • Investor Flex 30-Year Fixed - Yellow
• Details: These programs allow Single-Family Residences (SFR), which includes log cabins if they meet the SFR criteria. They support up to 60% LTV and a DSCR of 1.0.

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Ineligible Lenders

• AmWest, Change Wholesale, FundLoans, and Newfi Lending do not offer DSCR loans for log cabins, as this property type is ineligible under their programs.

Would you like more details about the eligible programs or assistance with the application process?

Yes, all four lenders—Orion Lending, NQM Funding, Loan Stream, and Oaktree Funding—offer DSCR loans for SFR properties with a DSCR of 1.0 and up to 60% LTV.

Summary of Eligible Lenders and Programs

Lender	Program	DSCR Requirement	LTV Range	Property Type	Notes
Orion Lending	Titan Prime Jumbo	1.0	50%-85%	SFR	Supports DSCR income types and fits your scenario.
NQM Funding	Investor DSCR Program	0.75	60%-85%	SFR	Your DSCR (1.0) and LTV (60%) meet the program's requirements.
Loan Stream	Closed End & Concurrent Second Mortgages	1.0	55%-110%	SFR	Program aligns with your DSCR and LTV criteria.
Oaktree Funding	Professional Investor	1.0	Up to 80%	SFR	Your 60% LTV is well within the program's guidelines.

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Would you like more details about any specific program or assistance in choosing the best option?