The minimum FICO score for a bank statement loan with Deephaven is 620, available under the Non-Prime program. Other programs require higher scores (640–660+), depending on the program and occupancy.
Here’s a quick comparison for Deephaven’s bank statement loan options:
| Program Name | Minimum FICO (Bank Statement) |
|---|---|
| Non-Prime | 620 |
| Equity Advantage | 660 |
| Equity Advantage HELOC | 640 (Owner-Occupied), 680 (Non-Owner) |
| Expanded Prime | 660 |
Let me know if you want more details on a specific program or have other questions!