The Sequoia DSCR program offers various loan options including 15 Year Fixed, 30 Year Fixed, and 40 Year Fixed terms. It is designed for investment properties with flexible LTV/CLTV ratios and a range of loan amounts.
The Rainier program offers various loan options including 15 Year Fixed, 30 Year Fixed, and 30 Year Fixed I.O. It is designed for both owner-occupied and non-owner-occupied properties with flexible LTV/CLTV ratios and a range of loan amounts.
The Sequoia NQM program offers various loan options including 15 Year Fixed, 30 Year Fixed, and 40 Year Fixed terms. It is designed for both owner-occupied and non-owner-occupied properties with flexible LTV/CLTV ratios and a range of loan amounts.
The EquityChoice program is a subordinate lien product with a fixed interest rate and a shared appreciation component. It is designed for owner-occupied properties with specific CLTV, credit score, and seasoning requirements, and includes geographic restrictions and borrower eligibility criteria.
The Olympic program is a Fixed Rate Closed End Second mortgage product offering terms of 10, 15, 20, and 30 years. It is designed for owner-occupied properties with specific CLTV/HCLTV requirements, geographic restrictions, and borrower eligibility criteria.
The Biscayne Jumbo AUS program is designed for high-value loans exceeding standard agency limits. It offers fixed-rate and interest-only options with specific reserve requirements, AUS approval, and eligibility criteria for various property types including single-family residences, condos, and 2-4 unit properties.
The Teton Jumbo AUS program is designed for high-value loans exceeding standard agency limits. It offers fixed-rate options, specific reserve requirements, and eligibility criteria for various property types including single-family residences, condos, and 2-4 unit properties. The program also includes AUS approval and detailed borrower requirements.
The Lassen Jumbo AUS program is designed for high-value loans exceeding standard agency limits. It offers fixed-rate options, specific reserve requirements, and eligibility criteria for various property types including single-family residences, condos, and 2-4 unit properties. The program also includes a buydown option for owner-occupied and second home purchase transactions.
The Sequoia Foreign National - DSCR program is designed for foreign national investors focusing on investment properties. It offers flexible LTV/CLTV ratios, specific borrower eligibility criteria, and includes options for rate and term or cash-out refinancing.
The Sequoia NQM - ITIN Expanded program is designed for borrowers without traditional US residency status. It allows a combination of borrowers with and without traditional residency status, provided they meet specific criteria such as US credit, income, and stable housing history in the United States. Borrowers may or may not have an SSN, but alternate documentation must be provided if a non-official SSN is used.
The Acadia Closed End Second program offers fixed-rate terms including 10, 15, 20, and 30 years. It is designed for second homes and non-owner-occupied properties with specific CLTV and DTI requirements, and includes restrictions on geographic locations and borrower eligibility.
The Glacier Closed End Second program offers fixed-rate terms and is designed for owner-occupied properties. It includes specific LTV/CLTV requirements, a minimum loan amount of $200,000, and does not allow interest-only options.
The Sequoia NQM Expanded program is designed for both owner-occupied and non-owner-occupied properties. It offers flexible LTV/CLTV ratios, a variety of documentation options including Full Doc, Bank Statements, and CPA Gross Receipts, and includes features like a 2/1 buydown option for owner-occupied purchases.