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Loan Programs

CoreX

The CoreX program offers a variety of non-QM loan options with flexible terms and eligibility criteria, supporting owner-occupied, second home, and non-owner occupied transactions. It allows for a maximum LTV of 90% for purchases and 80% for rate/term and cash-out refinances.

Asset Qualifier, Bank Statements (12 & 24 Months Personal or Business Bank Statements), Full Doc 1 Year (NQM), Full Doc 2 Years (NQM)
8/29/2024, 5:08:55 PM

InvestorX

The InvestorX program is designed for non-owner occupied properties, offering various loan products including 30-year fixed, 5/1 ARM, and interest-only options. It allows for a maximum loan amount of $2,500,000 and supports multiple borrower types including US Citizens, Permanent and Non-Permanent Resident Aliens, and Foreign Nationals.

Bank Statements (12 & 24 Months Personal or Business Bank Statements), Debt Service Coverage Ratio (DSCR & No Ratio DSCR), Full Doc 1 Year (NQM), Full Doc 2 Years (NQM)
8/29/2024, 5:06:56 PM

PrimeX

The PrimeX program is designed for owner-occupied and second home transactions, offering a range of loan products including 30-year fixed, 5/1 ARM, 40-year fixed IO, and interest-only options. It supports a maximum loan amount of $3,000,000 and allows for a maximum LTV of 90% for purchases and 80% for rate/term and cash-out refinances.

Asset Qualifier, Bank Statements (12 & 24 Months Personal or Business Bank Statements), Full Doc 1 Year (NQM), Full Doc 2 Years (NQM)
8/29/2024, 5:08:49 PM