The Second Chance program is designed for borrowers with past credit events, offering flexible options for primary residences, second homes, and investment properties. It accommodates various credit scores and loan amounts, with specific guidelines for housing history, bankruptcies, and credit events, effective from August 1, 2024.
The Prime Plus program offers flexible mortgage options for primary residences and second homes with varying loan amounts and credit score requirements. It includes specific guidelines for loan-to-value ratios, reserves, and credit history, effective from August 1, 2024.
The Prime program offers flexible mortgage options for primary residences, second homes, and investment properties with varying loan amounts and credit score requirements. It includes specific guidelines for loan-to-value ratios, reserves, and credit history, effective from August 1, 2024.
The DSCR Non-Residential program is designed for experienced investors focusing on commercial or non-owner occupied residential real estate. It offers flexible loan amounts and credit score requirements, with specific guidelines for DSCR calculations, property types, and borrower eligibility, effective from August 1, 2024.