The Advantage Investor Plus Program is designed for borrowers whose income cannot be documented but have verifiable assets. This program allows for various loan amounts and LTV/CLTV ratios based on DSCR, and includes options for both purchase and cash-out refinances.
The Investor Advantage Program is designed for investment properties, utilizing alternative documentation for purchase, rate/term refinance, and cash-out. It offers flexible loan options with specific guidelines for foreign nationals and first-time homebuyers, including temporary buydown options and short-term rental considerations.
The Bank Statement Advantage Program is designed for self-employed borrowers using personal or business bank statements to qualify. It offers flexible loan options for primary residences, second homes, and investment properties with specific guidelines for cash-out refinances and interest-only options.
The Asset Qualifier Program is designed for borrowers who have significant verifiable assets and would benefit from alternative loan qualification methods. Asset statements are used by high net worth individuals for qualification in addition to a DTI calculation.
The AmWest Advantage One Program offers flexible loan options including 30-year fixed and 7/6 ARM loans. It is designed for various property types and includes specific guidelines for cash-out refinances and first-time homebuyers.
The Advantage Program is designed for borrowers requiring alternative documentation, including self-employed and wage earners. It offers flexible loan options for primary residences, second homes, and investment properties, with specific guidelines for cash-out refinances and foreign nationals.
The Alt Doc Closed-End Second Program offers stand-alone second lien loans with 30-year and 20-year fixed amortization options, including interest-only periods. It is designed for various property types and includes specific guidelines for foreign nationals and investment properties.