The Foreign National Full Doc program is tailored for foreign nationals seeking to invest in U.S. real estate. It requires a minimum FICO score of 660, a clean mortgage history, and no ownership requirement.
The Foreign National DSCR program is designed for foreign nationals investing in U.S. real estate, focusing on the property's cash flow rather than the borrower's personal income. It requires a minimum FICO score of 660, a clean mortgage history, and no ownership requirement. It also supports a variety of property types and flexible loan amounts.
The Super Prime program is tailored for borrowers with excellent credit history, offering competitive rates and terms. It requires a minimum FICO score of 620, a clean mortgage history, and a residual income of $2,000. It also supports a variety of property types and flexible loan amounts.
The Prime Jumbo Full Doc AUS program is designed for borrowers requiring full documentation and automated underwriting system approval. It provides options for 15-year and 30-year fixed terms with competitive pricing. It also includes flexible income verification methods and allows for high-value property financing.
The DSCR (No DTI) program is designed for investment properties, focusing on the property's cash flow rather than the borrower's personal income. It requires a minimum FICO score of 620, a clean mortgage history, and no ownership requirement. It also allows for DSCR values below 1 with specific FICO requirements.
The Prime Jumbo program offers tailored solutions for borrowers seeking jumbo loans, with options for 15- and 30-year fixed terms up to $2.5 million. It includes competitive rates, no mortgage insurance, and allows for primary and second home properties, as well as cash-out refinancing up to 75% HCLTV.
The Prime program caters to borrowers with good credit history, providing flexible terms and competitive rates. It requires a minimum FICO score of 620, allows for some credit events with seasoning, and a residual income of $1,500. It also supports owner-occupied, second home, and investment properties.
The Foreign National program is designed for foreign nationals investing in U.S. real estate, offering up to 75% CLTV and loan amounts up to $3 million. It allows for cash-out refinancing, overseas assets as reserves, and requires a CPA letter and bank reference letter.
The Second Mortgage program offers flexible terms for borrowers looking to take out a second mortgage. It includes various income documentation options and competitive rates. It also supports a variety of property types and flexible loan amounts.