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The INVESTOR NO RATIO program offers flexible financing options for non-owner occupied properties with a focus on investor experience. It allows for a maximum LTV of 75% for purchases and 70% for refinances, with a minimum credit score requirement of 680. The program supports various property types, including 2-4 units and condos, and offers interest-only loan options.
The NON OWNER PRIME program offers a variety of documentation options including DSCR, Bank Statement, P&L Only, and Asset Depletion. It is designed for non-owner occupied properties with flexible LTV and credit score requirements, catering to investors with different financial profiles.
The PRIME program offers a variety of documentation options including Full Doc, Bank Statement, 1099, P&L Only, and Asset Depletion. It is designed for borrowers with flexible LTV and credit score requirements, catering to both self-employed and wage earners with different financial profiles.
The PRIME+ program is an enhanced version of the PRIME program, offering additional flexibility in LTV and credit score requirements. It includes options for various documentation types and is designed for borrowers seeking more tailored financing solutions.
The PRIME SECONDS program offers a variety of documentation options including Full Doc, Bank Statement, 1099, and P&L Only. It is designed for borrowers seeking second lien financing with flexible LTV and credit score requirements, catering to both self-employed and wage earners.