The Investor program is designed for business-purpose loans geared towards investors, with qualifications based on the cash flow of the property and rental income versus PITIA.
Alt Doc Prime is a program allowing for alternative income documentation to agency guides for qualifying. It includes various loan products such as fully amortizing and interest-only options.
Community Mortgage is designed to empower diverse homeowners and underserved communities by providing non-traditional access to prime capital for underbanked borrowers. It focuses on underbanked and underserved borrowers and communities with a holistic approach to credit underwriting and loan origination.
Alt Doc Advantage is designed for borrowers who need alternative income documentation with more flexible terms compared to traditional loans.
Alt Doc Expanded is designed for borrowers who need alternative income documentation with expanded terms and higher flexibility.
Alt Doc Express is designed for borrowers who need a streamlined process for alternative income documentation with flexible terms.