A standalone second-lien home equity loan program for Primary, Second Home, and Investment properties that requires full income documentation. It provides loan amounts up to $500,000 and allows a maximum CLTV of 90% for high-FICO borrowers on a primary residence.
A standalone second-lien home equity loan program for Primary, Second Home, and Investment properties. This program offers a variety of income documentation options, including Full Doc, Bank Statements, and P&L, with loan amounts up to $750,000 and a maximum CLTV of 90%.
A 2nd lien position Home Equity Loan program available for Owner Occupied, 2nd Home, and Non-Owner Occupied properties. This program offers a variety of documentation types, including Full Doc, Bank Statement, WVOE, P&L, 1099, and DSCR, with loan amounts up to $850,000 and a maximum combined loan-to-value (CLTV) of 90%.
An investment property loan program qualifying based on Debt Service Coverage Ratio (DSCR) for business purposes. It accommodates DSCR ratios both greater and less than 1.00, with loan amounts up to $2,500,000.
A second-lien home equity loan program exclusively for Business Purpose Investment Properties, qualifying based on Debt Service Coverage Ratio (DSCR). This program accommodates loan amounts up to $500,000 with a minimum DSCR of 1.00x and allows for borrowing through entities like LLCs.
An alternative documentation mortgage program for Primary and Second Home properties, designed for borrowers using an Individual Taxpayer Identification Number (ITIN). This program requires proof of an unexpired ITIN and uses alternative income verification methods like Bank Statements, P&L, WVOE, or 1099s.
A business purpose DSCR loan program specifically for Foreign National borrowers purchasing or refinancing 1-4 unit investment properties. This program qualifies borrowers based on the property's cash flow rather than personal income and is designed for non-resident aliens who live and work in another country.
A specialized stand-alone second lien HELOAN program for Primary Residences in Texas, subject to Texas 50(a)(6) regulations. It offers fixed-rate terms of 10, 15, 20, and 30 years with a maximum CLTV of 80% and loan amounts from $50,000 to $500,000.
A comprehensive second lien program offering both HELOAN and HELOC options for owner-occupied, second home, and investment properties. This manually underwritten program supports various transactions, including refinance, purchase money (piggyback), and cash-out, with detailed guidelines based on Fannie Mae standards.
A flexible mortgage program for Primary and Second Homes offering both Full Documentation and Alternative Documentation options. Full Doc options include traditional income verification like W-2s and tax returns, while Alt Doc allows for bank statements, P&L statements, or 1099s, providing flexibility for self-employed or non-traditional borrowers.
A mortgage program for Foreign National borrowers purchasing or refinancing Second Home and Investment properties. This program supports both full documentation (employer letter) and alternative documentation (CPA letter, Asset Utilization) and requires borrowers to provide a valid passport and visa or meet Visa Waiver Program criteria.
An investment property loan for 1-4 unit properties that qualifies borrowers based on the property's Debt Service Coverage Ratio (DSCR) for business purposes. The program allows for income qualification using either long-term leases and market rents or a 12-month history of short-term rental income.
A business purpose DSCR loan program designed for borrowers with an ITIN purchasing or refinancing 1-4 unit investment properties. It allows for qualification based on the property's cash flow and requires borrowers to meet specific ITIN documentation and credit requirements.
A prime mortgage program for Primary Residences, Second Homes, and Investment Properties, featuring both Full Doc and Alternative Doc options like bank statements or P&L. It supports loan amounts up to $3,500,000 and LTVs up to 90%.
A non-prime mortgage program for Primary Residences, Second Homes, and Investment properties, accommodating borrowers with recent credit events. Offers Full Doc and Alternative Doc options with loan amounts up to $1,500,000.
A standalone, variable-rate Home Equity Line of Credit (HELOC) for Primary, Second Home, and Investment properties. This program accommodates loan amounts from $50,000 to $500,000 and offers flexible income documentation options like Full Doc, Bank Statements, and VOE/P&L.