Terms of Service

1. Acceptance of Terms

By accessing and using MortgageQ AI's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this service.

2. Service Description

MortgageQ AI provides an artificial intelligence-powered platform for mortgage professionals to search lender programs, access guideline information, and streamline loan origination processes. Our services are designed for licensed mortgage professionals and industry participants.

3. User Accounts

To access certain features of our service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Keep your password secure and confidential
• Be responsible for all activities under your account

4. Acceptable Use

You agree to use our services only for lawful purposes and in compliance with all applicable regulations. You may not:

• Violate any applicable laws or regulations
• Share your account credentials with unauthorized parties
• Attempt to gain unauthorized access to our systems
• Use the service for any fraudulent or harmful activities
• Interfere with the proper functioning of the service

5. Intellectual Property

The service and its original content, features, and functionality are owned by MortgageQ AI and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices regarding your personal information.

7. Disclaimers

MortgageQ AI provides information and tools to assist with mortgage-related decisions. However, all information is provided “as is” and should not be considered as professional advice. Users should verify all information independently and consult with appropriate professionals before making financial decisions.

8. Limitation of Liability

To the maximum extent permitted by law, MortgageQ AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through our service. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@mortgageq.ai